Business Auto Insurance –
Coverage, including liability, personal injury – medical, comprehensive and collision. Insurance for personal autos used in the business, vans, pickup trucks as well as long haul. Do your employees use their own automobile when running errands, deliveries or on sales calls? Ask about hired and non owned coverage.
Business Property Insurance – Coverage for a building, equipment, fixtures, furniture, merchandise, valuable papers all owned by the named insured and used in his or her business.
General Liability Insurance –
Provides coverage for Bodily Injury and Property Damage. It can protect your business from third party lawsuits in the event of a claim. Some examples of coverage are personal and advertising injury, property damage, medical expense and in some cases products/completed operations coverage
Professional Liability Insurance for Professional Services and Consultants –
Insurance that will indemnify professionals; doctors, lawyers, architects, consultants, to name a few, for the loss or expense if a client claims that services rendered have caused them to suffer a financial loss from an error or mistake committed or alleged to have been committed.
Employment Practices Liability Insurance – Provides protection for an employer for claims made by employees for discrimination (age, race, disability, etc) wrongful termination of employment, sexual harassment and other employment related allegations.
Directors & Officers Liability Insurance –
Insurance that provides protection for the directors and officers of a company in the event they are sued due to the performance of their duties on behalf of the company. Employment practices liability and fiduciary liability can usually be included in this coverage.
Cyber Liability Insurance –
Insurance for first and third-party risks associated with e-business, the Internet, networks and informational assets. Cyber Liability Insurance coverage offers cutting edge protection for exposures arising out of Internet communications.
Excess Liability/Umbrella Insurance –
Umbrella coverage provides excess liability limits over the General Liability and Auto Liability in the event of a large claim.